Employee Benefits That Support Your Business and Your People

A well-designed benefits program can help a business attract employees, retain valuable team members and provide meaningful financial protection. However, employers must also balance coverage, participation, administration and cost.

Palmetto Assurance helps business owners evaluate group medical and worksite benefit options based on the needs of their organization and employees.

Group Medical Coverage

We help employers explore health plan options while considering:

• Employer and employee costs 
• Provider networks 
• Plan designs and deductibles 
• Eligibility and participation requirements 
• Employer contribution strategies 
• Employee enrollment and communication

Available group health options may include plans offered through BlueChoice HealthPlan of South Carolina and UnitedHealthcare, depending on the employer’s location, group size, eligibility and participation requirements.

Worksite and Voluntary Benefits

Worksite benefits can give employees access to additional financial protection through the workplace. Depending on the employer’s objectives, coverage may be employer-paid, employee-paid or shared.

Available options may include:

• Life insurance 
• Short- and long-term disability insurance 
• Accident insurance 
• Cancer and critical illness coverage 
• Other supplemental benefits 

Palmetto Assurance compares solutions from multiple insurance companies rather than relying on one company for every benefit. Available carrier relationships include Unum, The Standard and Companion, subject to employer eligibility and product availability. 

Enrollment and Ongoing Service

Selecting coverage is only part of the process. We also help employers communicate available benefits, support enrollment and review the program as the organization’s needs change.